Enterprise Risk Manager

Job Introduction

**Remote/home working allowed **

Our people are everything to us. The way they deliver exceptional experiences every day for our customers, for their colleagues. The way they own what they do. Their 'Why's it like that?' curiosity. How they always think of others and work together to get things done. For us, for you, make do will never do. Good enough? Not even close. Come and do the best work of your life alongside lovely colleagues. Come to Saga.

And right now, we are looking foranEnterprise Risk Managerto joinourrisk,conduct andoperational resilience teamat an exciting time in Sagas history. As a Group, Saga is taking to the seas in our brand new, luxury cruise ships and leading the market with innovative insurance and financial products.

You will be leading and supportingin the design,implementation,and oversight of the enterprise risk management framework for the Saga Insurance Division.You will also beworkingcloselywith the Compliance function to ensure Conduct Risk is sufficiently embedded within the Insurance Division and that the Conduct Framework providesoursenior management with the required level of assurance that the Insurance Division manages its Conduct Risk.

We are looking someone with a proventrack recordof working effectively through change with senior management on the risk agenda.

Andin return, you can look forward to all the responsibility and involvement of an integral role, providing you with a rewarding and fast-paced career with an excellent benefits package.

If you like the sound of the above, then we want tohearfrom you!

Role Responsibility

• Supporting, and leading whererequired, the design,implementation,and oversight of the enterprise risk management framework for the Saga Insurance Division.

• As part of the above, tomonitorand oversee the efficiency and effectiveness of the incident management, risk assessment and controls self-assessment framework, that is adopted by the 1LOD in the Insurance Division.

• That Board approved risk appetite statements that supports senior management decision making and formation of strategy in the Insurance Division are regularly reviewed and updated.

• To ensure the Insurance division captures loss datain accordance withRisk Policies to help inform the decision-making process concerning cost effective lossmitigationstrategies.

• Toidentify, develop and deployappropriate riskmanagement tools,techniques,and strategies to ensure risk management across the Insurance Division is value adding and contributes towards the overall strategy and performance of the business.

• Actively promote a risk culture that encouragesappropriate risktaking, aligned to strategy and risk appetite, with effective andtimelyresponse to risk events according to the risk they present to the business.

• To ensure Insurance management have a sound understanding of the Enterprise Risk Management System through formal training, informal discussion, online tools,policies,and guidance documents.

• To work closely with the Compliance function to ensure Conduct Risk is sufficiently embedded within the Insurance Division and that the Conduct Framework provides senior management with the required level of assurance that the Insurance Division manages its Conduct Risk within Board approved appetite levels.

• To provide 2LOD support,challenge,and guidance to meeting Solvency II obligations within the Insurance Division.

• To ensure there is an open and collaborative relationship with both the 1LOD and 2LOD teams.

• To review andmaintaindelivery ofappropriate riskgovernance, through the formation, attendance and participation in risk committees and other governance committees, where risk engagement isrequired.

• Prepare the presentations for Senior Management or Executives to report on theERMdeployment progress across the Insurance Division including, key risk exposures, emerging risk, trends, control effectiveness and lessons learnt on material risk incidents.

• To support the monitoring of industry trends to benchmark ERM and track external best practices relevant for the Insurance Division.

The Ideal Candidate

• Strategic thinking.

• Leadership Skills.

• Business Acumen.

• Communications skills.

• Stakeholder Management skills.

• Change Management.

• Ability to constructively challenge the status quo.

• Relevant industry risk experience.

• Proventrack recordof working effectively through change with senior management on the risk agenda.

• Accountancy and/or risk management qualification desirable.

• Experience of Solvency II Pillar 1, 2 and 3deliveries.

Our values are:

• Precision Pace- Always owning and making things happen.

• Empathy Always aware of others.

• Curiosity Always asking why.

• Collaboration Always one team, the Saga team!

Package Description

The standard benefits when you join Saga include:

• Remote working available where possible

• 25 days annual leaveplus bank holidays from Jan 2022 with the choice tobuya further 5 days annual leave per year

• Free private medical insurance after 1years' service

• Workplace Pension

• AXA Be Supported

• A range of reductions and offers from leading retailers, travel groups and entertainment companies

About the Company

Having spent our first 30 years focused on travel, Saga launched Saga Magazine and developed home and motor insurance and financial services in the 1980s. Private medical and pet insurance followed in the 1990s, along with the launch of our own cruise ship operation. The strength of the Saga brand provides the Group with the ability to develop in-house or partner with suppliers to offer our customers and members highly differentiated, competitively priced products which meet their evolving needs.

Saga exists to help our customers and members lead the life they want to lead. To succeed in this, we know that the most important thing to do is to listen to our customers and members. At the heart of our business model is our drive to know more about our customers wants and needs so we are best placed to serve them.

Applying this approach over the past 70years has enabled us to become the UK's specialist provider of products and services to people aged over 50 in the UK. The Saga brand has become one of the most recognised and trusted brands amongst UK consumers in this demographic and is recognised for its high quality products and exceptional standards of service. These include cruises and holidays, insurance, personal finance andthe Saga Magazine.

When you join Saga you will see that we are committed to treating all employees fairly and to offering equal opportunities in all aspects of employment and advancement.

We value diversity not just because it is the right thing to do, but because diverse teams perform better. Creating a culture in which everyone feels welcome and offering equal opportunities in all aspects of employment and advancement is incredibly important to us. Fair consideration is given to applications from all applicants, including those with disabilities and those over who are over 50as we are champions of age inclusivity.

We are an official Disability Confident Committed employer and ensure that our recruitment process is inclusive and accessible and we will make reasonable adjustments as required.

We are a member of the 30% Club and partner with Women Ahead which offers us a fantastic opportunity to take part in a leading, global, cross-company, leadership mentoring scheme to champion female talent.

We are a signatory of the Armed Services Covenant and have received a Silver Award from the Employer Recognition Scheme.

To all recruitment agencies: Saga does not accept agency CVs unless specifically engaged on the role by the HR Recruitment Team. Please do not forward CVs to our recruiters, employees or any other company location. Saga is not responsible for any fees related to unsolicited CVs.

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Saga Group