Financial Crime Business Partner

Job Introduction

** At Saga we’re radically flexible which means our colleagues have total autonomy over where they work – home, hybrid or hub. This role has a hybrid element which means our team come together once a month when we need to collaborate.

Our people are everything to us. The way they deliver exceptional experiences every day for our customers, for their colleagues. The way they own what they do. Their 'Why's it like that?' curiosity. How they always think of others and work together to get things done. For us, for you, make do will never do. Good enough? Not even close. Come and do the best work of your life alongside lovely colleagues. Come to Saga. 

And right now, the role of the financial crime business partner is to support Saga in the identification and control of its financial crime risks and build a financial crime risk management framework/culture across the business.

The financial crime business partner will be responsible for providing the business with strategic direction, support, assurance, and technical advice, enabling the business to grow, whilst upholding the standards and requirements set out in both regulation and legislation

Role Responsibility

• Following our business code of conduct and always acting with integrity and due diligence
• Design and maintenance of the financial crime risk management framework
• Driving exceptional customer outcomes and ensuring this remains at the forefront of business thinking at all times.
• Driving significant financial crime improvements through a risk management framework
• Building and managing effective and collaborative relationships with accountable senior managers and their leadership teams.
• Ensuring appropriate governance and control risk frameworks are embedded in all relevant activities.
• Representing the Head of Financial Crime & Operational Resilience Risk in meetings, projects and governance committees as required.
• Acting as a centre of excellence to provide advice and learning.
• Maintain an ongoing view of business change and be the primary contact for financial crime on new initiatives
• Seek assurance on financial crime activity and monitor compliance.
• Responsive and robust financial crime investigations (either personally or with others) drive by expertise and analytics
• Support transformation projects, or tasks that enhance controls, monitoring systems, analytics, improved policy and procedures, more effective risk management and/or a reduction in costs. 
• Networking to stay connected with industry and business trends/changes.
• Promoting a speak up culture across the business and investigating speak-up (including whistleblowing) complaints whilst maintaining confidentiality at all times.

The Ideal Candidate

• In depth knowledge of financial crime and financial services regulations, in particular Money Laundering Regulations and FCA
• The ability to navigate, understand and apply the relevant fraud regulations and legislations.
• An understanding of the control frameworks required to mitigate financial and non-financial risks, including the analytical skills to processes which are needed to support these frameworks.    
• Someone who clearly understands the concepts of financial crime risk controls and materiality.
• Excellent verbal and written communicator at all levels.
• Has a methodical, analytical, enquiring mind and tenacity, whilst maintaining objectivity.
• Sound use a judgement. Raises and reports only material issues and can agree practical and efficient solutions with business.
• An understanding of the control frameworks required to mitigate financial and non-financial risks, including the analytical skills to processes which are needed to support these frameworks.    

Desirable qualifications:

• ICA Certificate in Financial Crime (minimum)
• ICA Diploma in Financial Crime Prevention (desirable) or similar qualification.
• Fraud management degree
• Qualified finance/accounts/audit or risk qualifications

Our Saga Values:

• Precision Pace - Always owning and making things happen. 
• Empathy – Always aware of others. 
• Curiosity – Always asking why.
• Collaboration – Always one team, the Saga team!

Package Description

The standard benefits when you join Saga include: 

• Remote working available where possible

• 25 days annual leave plus bank holidays with the choice to buy a further 5 days annual leave per year 

• Free private medical insurance after 1 years' service 

• Workplace Pension 

• AXA Be Supported 

• A range of reductions and offers from leading retailers, travel groups and entertainment companies

About the Company

Having spent our first 30 years focused on travel, Saga launched Saga Magazine and developed home and motor insurance and financial services in the 1980s. Private medical and pet insurance followed in the 1990s, along with the launch of our own cruise ship operation. The strength of the Saga brand provides the Group with the ability to develop in-house or partner with suppliers to offer our customers and members highly differentiated, competitively priced products which meet their evolving needs.

Saga exists to help our customers and members lead the life they want to lead. To succeed in this, we know that the most important thing to do is to listen to our customers and members. At the heart of our business model is our drive to know more about our customers’ wants and needs so we are best placed to serve them.

Applying this approach over the past 70 years has enabled us to become the UK's specialist provider of products and services to people aged over 50 in the UK. The Saga brand has become one of the most recognised and trusted brands amongst UK consumers in this demographic and is recognised for its high quality products and exceptional standards of service. These include cruises and holidays, insurance, personal finance and the Saga Magazine.

When you join Saga you will see that we are committed to treating all employees fairly and to offering equal opportunities in all aspects of employment and advancement.

We value diversity not just because it is the right thing to do, but because diverse teams perform better. Creating a culture in which everyone feels welcome and offering equal opportunities in all aspects of employment and advancement is incredibly important to us. Fair consideration is given to applications from all applicants, including those with disabilities and those over who are over 50 as we are champions of age inclusivity.

We are an official Disability Confident Committed employer and ensure that our recruitment process is inclusive and accessible and we will make reasonable adjustments as required.

We are a member of the 30% Club and partner with Women Ahead which offers us a fantastic opportunity to take part in a leading, global, cross-company, leadership mentoring scheme to champion female talent.

We are a signatory of the Armed Services Covenant and have received a Silver Award from the Employer Recognition Scheme. 

To all recruitment agencies: Saga does not accept agency CVs unless specifically engaged on the role by the Talent Acquisition Team. Please do not forward CVs to our recruiters, employees or any other company location. Any engagement with employees or provision of CVs to employees within Saga where you have not engaged with the Talent Acquisition Team will be considered speculative and Saga will not be responsible for any fees related to CVs received in this unsolicited manner.

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Saga Group